The world of employment remains one of the increasingly complex elements that faces directors and officers of active businesses. We have, for many years, been helping managers simplify the area of employee benefit plans in order to gain control of benefit costs while still providing competitive plans that attract high quality candidates for employment. In addition, we encourage new employers to avoid the pitfalls of overly generous benefits plans that can later cause cost problems that stress the budget. We are in partnership with all of the major life insurers who are active in this sector and are able to bring the proper resources to bear on the priorities that our client employers need to manage.